Refund and Returns Policy
TERMS
WEBSITE TERMS OF USE
1. Platform Role
HealthPay provides a technology platform facilitating prepaid health and welfare transactions. HealthPay is not a bank, insurer, or healthcare provider.2. User Responsibilities
Users are responsible for providing accurate information, safeguarding access credentials, and using the platform only for permitted purposes.
3. Service Availability
Platform availability may be affected by scheduled maintenance, banking systems, or third-party networks. HealthPay does not guarantee uninterrupted service.
4. Limitation of Liability
HealthPay is not liable for medical outcomes, healthcare provider conduct, or banking disputes governed by issuing banks. Liability is limited to the maximum extent permitted by law.
5. Governing Law
Users are responsible for providing accurate information, safeguarding access credentials, and using the platform only for permitted purposes.